OKX Card cashback program FAQ

Published on 14 Jan 2026Updated on 5 Feb 20263 min read3

What cashback do I earn on an ongoing basis?

  • Regular users: Earn 2% cashback, up to €10 cashback per calendar month

  • VIP 1–9 users: Earn 4% cashback, up to €100 cashback per calendar month

Cashback is earned only on USDG purchases made with your OKX Card and will be credited in USDG to your Pay account. Please ensure your card is funded with USDG to qualify.

How is the cashback cap calculated for core cashback?

The cashback cap is calculated on a calendar-month basis. Once you reach the monthly cashback cap, you’ll stop earning cashback for the rest of that month. The cap resets at the start of each new calendar month.

How much can I spend to earn the full monthly cashback?

For VIP 1–9 users earning 4% cashback:

  • Earn up to €100 cashback on €2,500 in eligible purchases per calendar month

Which purchases are eligible for cashback?

All USDG payments are eligible, except for the categories listed below.

Category

Description

Gambling & betting services

Payments related to casinos, betting platforms, or other gambling activities

Insurance services

Payments for insurance sales, underwriting, or insurance-related products

General professional services

Payments for professional services that aren't clearly classified under a specific service category

Digital game content

Purchases of digital games or in-game content

Digital applications

Purchases of paid apps or application-related digital content

Digital media content

Purchases of digital books, movies, music, or other media content

Educational services

Payments to schools, training providers, or educational institutions

Business support services

Payments for miscellaneous or uncategorized business services

What form of cashback do I receive, and when will I get it?

Cashback is paid in USDG and credited to your OKX Pay account.

Once a purchase settles (as triggered by the merchant), you’ll receive your cashback within 24 hours.

Can core cashback stack with promotional cashback?

No. Cashback rewards don't stack. If a promotion is active, the promotional cashback applies instead of core cashback.

How do I become a VIP user?

VIP status is determined by your activity or assets on our platform, including factors such as account balance and trading volume. You can view your VIP level and learn how to upgrade directly in the OKX app.

Tier

Assets (EUR)

30-day Trading Volume (EUR)

VIP 1

100,001 - 250,000

100,001 - 250,000

VIP 2

250,001 - 500,000

250,001 - 500,000

VIP 3

500,001 - 2,000,000

500,001 - 1,000,000

VIP 4

2,000,001 - 5,000,000

1,000,001 - 2,500,000

VIP 5

5,000,001 - 10,000,000

2,500,001 - 5,000,000

VIP 6

10,000,000+

5,000,001 - 10,000,000

VIP 7

-

10,000,001 - 20,000,000

VIP 8

-

20,000,001 - 30,000,000

VIP 9

-

30,000,001 - 40,000,000

If you’re looking for details about the OKX Card promotional cashback period, visit here.